Top 5 BCom Specialisations in India for You to Choose From in 2024

Updated on: Mar 20, 2024

Choosing the right degree after the 12th is one of the most difficult yet crucial decisions of your life.  While some students have it planned, most of us struggle when it comes to choosing the right specialisation in commerce. So, if you are a student trying to navigate your professional career in commerce in the year 2024 but are not sure where to begin, do not worry this blog has got your back. Here we have enlisted the top 5 BCom Specialisations in India along with all the details you need to know.

Eligibility Requirements for BCom in India

 

Before getting started with the process of choosing the best BCom Specialisation in India for yourself, check from the list below whether you are eligible for the course or not. 

The eligibility requirements for BCom in India are:

  • You must have 10+ 2 years of education or equivalent to apply for a BCom course in any college or university in India. 
  • If you wish to apply to top BCom colleges in India, you must pass their cutoff list
  • Additionally, some colleges may require you to pass their entrance exam or aptitude test to apply for BCom.

Whether you chose Arts, Science, or Commerce in your 12th, you can opt for BCom and specialize in any of the commerce fields. 

Suggested Read: Top Commerce Colleges in Mumbai in 2023

 

How to Choose Which BCom Specialisation in India is Best for You?

 

There is a list of the top 5 BCom Specialisations given below but you might get confused about which will suit you best. What if you like investing and management and can’t pick anyone?

Don’t worry, here’s a quick list of questions you can ask yourself before choosing your specialization. 

  • What field of commerce sparks your interest? Is it banking, investment, marketing, etc? The answer to this question differs from person to person so I suggest that you don’t get influenced by your friends.
  • Secondly, what are your career goals? Are you planning to study abroad, are you planning to upskill besides pursuing your degree, or are you going to work a 9-to-5? All of these seem far-fetched but a vague answer to this question will help you filter down your options.
  • Lastly, think of your skills! D you enjoy working with numbers or do you like to explore the creative side? You can even ask your family and friends about your strengths and then choose the BCom Specialisation that suits your strengths.

If you have an answer to atleast 2 of the 3 questions, you will definitely find it easy to choose from the top 5 BCom Specialisations in India.

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Top 5 BCom Specialisations in India for 2024

 

Finding it difficult to choose the best course for you? Here’s a list of the top 5 BCom Specialisations in 2024, based on research and expert opinion, along with necessary details!

 

1. Digital Business 


It’s 2024 and digital businesses, eCommerce or Social Commerce have taken over the world. With more and more digital businesses entering the market, it is becoming competitive and challenging to become profitable. A BCom specialisation in India such as Digital Business helps the younger generation gain expertise in online business models, profitable marketing tools, and how to draw eyeballs to your brand!

Highlights:

  • 3-year undergraduate degree
  • No entrance exam is required (varies from university to university)
  • Learn core fundamentals of online businesses
  • Industry-Relevant Skills & Networking with Industry Experts
  • Interactive Projects and Case Studies 

Syllabus:

 

Digital Business is a newer specialization for BCom, hence, it involves a lot of industry-relevant and one-of-a-kind modules.

Communication Skills Advertising
Internet Technologies & Data Analytics Accounting
Organizational Behavior SEO
Finance Management Data Mining
Basics of Management Web Design and Development
HR Management Project Management
Business Communication Content Marketing
Economics Business Laws & Ethics
Basics of Digital Management Lead Generating & Email Marketing
Social Media Marketing Digital Marketing Laws
Digital Design & Communication Mobile Marketing


Suggested Read:
How to start an online business from scratch?

Course Fees:

 

BCom in Digital Business will cost you anywhere between INR 1,00,000-5,00,000 per annum.

Top Colleges: 

Thakur College of Science and Commerce is one of India’s leading commerce colleges located in the heart of Mumbai. Affiliated with Mumbai University, their 3-year BCom with Digital in Business Specialisation is ranked #55 by Education World Report. Their collaborations with industry experts and universities from all around the world really help students expand their professional network in the business world. 

Career Opportunities:

After graduating with a BCom in Digital Business, you will have ample career opportunities to look at. You can either look towards starting your own digital business or even enter the rapidly-growing digital marketing industry as a specialist. The average salary of a digital marketing fresher in 2024 is anywhere between INR 3,00,000-4,00,000 per annum.

 

2. Accounting and Finance

 

Got a knack for numbers? Then Accounts and Finance is the best BCom Specialisation in India for you!

Highlights:

  • 3-year undergraduate degree 
  • No entrance exam is required (varies from university to university)
  • Expertise in auditing, the taxation system, and managing books of accounts


Syllabus: 

Even though the syllabus of a BCom in Accounting and Finance can differ from university to university, the subjects are more or less the same. 

  • Financial Accounting 
  • Taxation 
  • Business Economics 
  • Auditing 
  • Business Law
  • Managerial Economics 
  • Cost Accounting 
  • Risk Management
  • Quantitative Methods of Business 


Course Fees: 

The course fee for BCom in Accounting and Finance is around INR 20,000-50,000 per annum.

Top Colleges: 

  • H.R. College of Commerce and Economics (Mumbai)
  • Hansraj College (Delhi)
  • Savitribai Phule University (Pune)


Career Opportunities:

After completing your BCom specialisation in Accounting and Finance, you can become an Accounting Analyst, Financial Consultant, Chartered Accountant, Tax Analyst, Accountant, Revenue Accountant, and much more within the Accounting Industry. In 2024, a BAF Graduate earns anywhere from INR 5,00,000 to INR 11,00,000 per annum.

3. Financial Markets

If investing is your passion, then Financial Markets is the best BCom Specialisation in India for you! This specialisation involves a detailed understanding of how various financial markets such as the Capital Market, Money Market, Forex Market, Commodities Market, Futures, and Options Trades function and how you can predict a good investment opportunity.

Highlights:

  • 3-year undergraduate degree
  • No entrance exam is required (varies from university to university) 
  • Solve practical problems with the help of statistics
  • Understand how all financial markets in India operate  

Syllabus: 

  • Capital Market
  • Forex Market
  • Money Market
  • Debt Market
  • Investment Banking 
  • Strategic Corporate Finance 
  • Mutual Funds 
  • Portfolio Management

Course Fees: 

BCom with Specialisation in Financial Markets will cost you anywhere from INR 20,000-1,00,000 per annum. 

Top Colleges: 

  • Jai Hind College (Mumbai)
  • Symbiosis College of Commerce and Arts (Pune)
  • Amity University (Noida)

4. Banking and Insurance

Banking and Insurance are the two sectors that have been most impacted by the digital revolution. The industry is undergoing a major transformation from traditional to digital banking and insurance. Hence, a Banking and Insurance BCom Specialisation in India will help you get started in the banking sector.

Highlights:

  • 3-year undergraduate degree
  • No entrance exam is required (varies from university to university) 
  • Understanding how the banking and insurance industry in India works

Syllabus: 

  • Principals and Practice of Banking 
  • Financial Accounting 
  • Insurance Law and Practice 
  • Financial Mathematics and Statistics
  • Company Accounts
  • Service Marketing 
  • Auditing 
  • Income Tax


Course Fees: 

The course fee for the Banking and Insurance BCom Specialisation in India is approximately INR 20,000-1,00,000 per year. 

Top Colleges: 

  • K.J. Somaiya College of Arts and Commerce (Mumbai)
  • Chandigarh University (Chandigarh)
  • Lovely Professional University (Delhi)


Career Opportunities:

If you choose to specialise in Banking and Insurance while pursuing a BCom in India, you have great opportunities to work in the top insurance companies, public sector banks, private sector banks, and recently neobanks. You can either work as an accountant, cashier, insurance consultant, bank manager, investment consultant, and much more. The average starting salary of a Banking and Insurance graduate is anywhere between INR 2,00,000-4,00,000.

 Career Opportunities:

Investing Banking, Portfolio Manager, Market Trader, etc – Banking and Insurance BCom Specialisation in India open up a lot of opportunities for you in the Financial field. The average salary of a BFM graduate can be anywhere between INR 3,00,000-4,00,000 per annum in India in 2024.

 

5. Management Studies


If you want to understand the principles of management, which are the best management practices, and what challenges managers face while conducting business in large organizations, then this Management Studies is the best BCom Specialisation in India for you! 

Highlights:

  • 3-year undergraduate degree
  • No entrance exam is required (varies from university to university) 
  • Learn how managers lead people, manage resources, make decisions and develop the soft skills required for this profession.


Syllabus: 

  • Accounting & Financial Management
  • Business Law
  • Human Resource Management
  • Market Research 
  • International Marketing
  • Cost Accounting 
  • Management Accounting 
  • Business Statistics 


Course Fees: 

The course fee for the management studies BCom Specialisation in India is approximately INR 20,000-1,00,000 per year. 

Top Colleges: 

  • Mithibai College (Mumbai)
  • Delhi University (Delhi)
  • H.R College of Commerce & Economics (Mumbai)


Career Opportunities:

The Management Studies specialisation helps you get expertise in management in HR, Marketing, or Finance. Hence, your career opportunities post-graduation will also differ accordingly. An average starting salary of a Management Studies graduate is anywhere between INR 3,00,000-4,00,000 per annum. 

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FAQs – Frequently Asked Questions 

Which BCom Specialisation in India is the best?

According to the digital age and the growing demand for digital services, Digital Business is considered to be one of the best BCom Specialisation in India 2024. 

What are the minimum eligibility criteria for BCom in India?

You must have passed your 12th grade with a minimum of 50% of the score to apply for a BCom degree in India. 

Which is the best BCom Specialisation if you want to be an entrepreneur?

If you want to become an entrepreneur in 2024, then you must understand the technology and digitization that makes starting a business easy. Hence, the best BCom Specialisation in Digital Business is considered the best to kickstart your entrepreneurial journey. 

What colleges offer a BCom Specialisation in Digital Marketing?

Thakur College of Science and Commerce offers a BCom Specialisation in Digital Business which covers the A-Z of digital marketing. This college in Mumbai is considered the best for its innovative BCom Specialisation in Digital Business helping the youth align their skills with the industry trends in 2024.

In the end, 

I hope reading this blog has provided you with a detailed understanding of the various BCom Specialisations provided in India, Whether you are planning to choose a degree in finance, digital business, accounting, or any other unique course after your 12th, first, you need to have a clear understanding of what areas interest you to make a career in. Every stream available today provides you with an array of career opportunities. It is you who has to choose the right degree specialisation which will suit your career goals the best.

Hope you enjoyed reading this blog, comment below and let us know your thoughts.

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Kartik Mittal

SEO Manager & Corporate Trainer

Kartik is a certified digital marketer with a passion for imparting knowledge as a digital marketing trainer. Being a Ex-Performics he specializes in SEO (Search Engine Optimization), ASO (App Store Optimization), and Website Development. [Read more]

1 Comment

  1. Shaina Serrao

    It’s really helpful to see all the different BCom specialisation options in India. The information about career paths in bcom is really valueable and very insightful.

    Reply

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